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Credit We at Sale Bazaar endeavour to bring you the best of Credit special prices and offers: Experian Credit Expert — Chargeback Defense Credit Expert: What's in a credit repert? Credit references agencies - the largest in the UK is Experian - collate information about your financial background and past behaviour and format this data into your unique credit report. Chargeback Defense - Chargeback Defense is an enterprise solution focused on assisting merchants facing termination, merchants who have been terminated, or merchants looking to avoid termination